Published decisions.

Our office recently sought the reversal of a bankruptcy judge's order dismissing a chapter 7 case. The trial judge dismissed the case based on his finding that the debtor had committed "substantial abuse" by accumulating over $170,000.00 in credit card debt. The Bankruptcy Appellate Panel of the Ninth Circuit, in a published decision, reversed the ruling of the lower court and in the process clarified the meaning of "substantial abuse."

This decision has become an important precedent in the 9th Circuit (Federal Courts in the western portion of the United States) as there have been a rash of motions by the Untied States Trustee's Offices to dismiss chapter 7 cases they determine to be filed in bad faith.
You can read the entire decision below.


In re KHACHIKYAN, Debtor.